Is $1,000 a Lot or a Little? | How to Insurance | 037
Hi, I’m Peter!
Welcome to HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
Today, we are talking about...
Is $1,000 a Lot or a Little?
If someone gives you $1,000 cash...
That’s a lot!
You can save that or buy something. Pretty nice.
However, If someone is injured on your property and needs medical attention… only $1000 on your homeowner’s insurance is way too little!
Medical bills are expensive.
Going to the Emergency Room, getting surgery, getting prescription drugs and following up with physical therapy is not a little expense. It’s far more than $1,000.
If you have a homeowners or renters policy and you look at the “medial expenses” line item, what does it say.
Why Medical Coverage on Homeowners Policies?
You need this coverage in case someone would hurt themselves at your place, fall and trip, break a bone, or get seriously injured because of something at your property.
Sadly, I see that past insurance agents have only put $1,000 on for medical expenses, while at the same time giving you a $1,000 deductible.
Wait? What?!?
You mean that if someone got hurt on my property, I’d have to pay a $1,000 deductible to get a $1,000 payout for their medical expenses.
Yep. Bad deal huh.
Question:
Is $1,000 a Lot or a Little… when it comes to medical payments.
Answer:
It’s way too little for a homeowner/renter’s policy
So what is your NEXT STEP:
Call your insurance broker
Change your policy.
Add at least $5,000 up to $25,000 medical expenses to your homeowners/renters policy.
The good news is that you’ll be pleasantly surprised at how little the extra cost will be!
Now, you can actually sleep well at night, with confidence, knowing that you’re properly insured in case someone gets injured on your property!
At Apple Insurance Solutions,
We all want to protect what matters most to us in life,
but finding the right insurance can be confusing.
So I make it simple.
As Your Insurance Broker,
All your insurance is covered in one relationship,
saving you time and
building confidence for your future.
If this was helpful to you, please:
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Contact me at peter@appleinsurancesolutions.com
Also, keep in mind, that as Your Insurance Broker,
I offer insurance for auto, home, life, health, medicare, umbrella and business… when you work with me, all your insurance needs... are in one relationship.
Thank you for reading HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
PETER D JOHNSEN
Insurance Broker | Apple Insurance Solutions
360.818.4865 OR/WA 818.620.8171 CA
Auto | Home | Life | Health | Medicare | Umbrella
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