How to Insurance: Helping you understand insurance. Building confidence for your future.
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The Medicare Open Enrollment for 2024 is here! October 15 - December 7 is technically called the Annual Election Period and everyone who is eligible for Medicare (usually 65 years and older) has a chance to select a new plan for the new year! If you have a Medicare Advantage plan and/or a stand-alone Prescription Drug Plan… this is a very important time for you to review, renew, or switch your plans. Peter D Johnsen explains it in this video and blog.
Read MoreWhen is the Medicare Open Enrollment? The answer is October 15 - December 7. This period is technically called the Annual Election Period and when everyone who is eligible for Medicare (usually 65yrs and older) has a chance to select a new plan for the new year! If you have a Medicare Advantage plan and/or a stand-alone Prescription Drug Plan… this is a very important time for you to review, renew or switch your plans. Peter D Johnsen explains it in this video and blog.
Read MoreHow to submit "Proof of Income" for Health Insurance. This is a very good and important question. Your estimated annual (and monthly) income direct effect the advanced premium tax credits you receive. If your income is higher, you will get fewer tax credits and your premium is higher. If your reported income is lower, then you get more tax credits and your premium goes down. Peter D Johnsen explains in 3 easy steps!
Read MoreBy this time, I know you understand the importance of having a life insurance policy. As a way to care deeply about the financial future of your loved ones, you want to have life insurance to provide for them, pay off any debts, and set them up for financial freedom… if you pass away. But what is the easiest way to get life insurance quotes and apply for a policy? As your insurance broker, I will walk through a simple 3 step process here.
Please watch the video tutorial!
Read MoreToday, we are discussing… How To Get Health Insurance Mid-Year (SEP)
Health insurance is one of the most important ways to protect your family medically and financially. However, it’s super common nowadays to NOT get your health insurance through an employer, but rather to get it as an individual or family. When you find yourself in a time of transition from your job, whether you lost your job or left to start your own business, getting new health insurance can be a top concern! Let Peter D Johnsen show you how!
Read MoreCongratulations! You’ve just enrolled in a new health insurance plan! Now what?!? Will someone contact you? Do you need to register somewhere? How do you find a doctor and make an appointment? What if there is an emergency? All of these great questions and more will be answered here!
Read MoreSometimes the best way to save on Auto Insurance is “counter-intuitive”. Sometimes the best way to get the best rates and the better coverage… Is NOT what is advertised on TV! Peter D Johnsen will explain more here (spoiler alert… TV commercials generally are not the bearers of ultimate life wisdom!)
Read MoreOn March 11, President Biden signed the American Rescue Plan with immediate impacts on Marketplace. Most individuals will be getting $1,400… but there is more! The question we’re asking today is: How the American Rescue Plan Saves You Money on your Health Insurance. Peter D Johnsen, your insurance broker, breaks it down for you here.
Read MoreYou probably know that life insurance is important, but you’re so busy and haven’t had the time to look into it yet. If that describes you, then you’re normal! So I want to encourage you with the 1 Reason You Should Get Life Insurance Today. Don’t miss this. Peter D Johnsen is your insurance broker and makes it simple!
Read MoreDid you get your Stimulus check? I sure hope so! But is the money taxable? The reason you’re asking this is… you know that your health insurance premiums and the advanced tax credits/subsidy you receive are based on your taxable income. Peter D Johnsen explains how your stimulus check affects your health insurance premiums.
Read MoreCongratulations! You are enrolled in a new healthcare plan. You did all the hard work of working with your broker to apply, compare, and enroll in a health insurance plan to protect your medical needs and financial liabilities! So now what?!? Peter D Johnsen explains what to do, now that you have health insurance.
Read MoreBefore I became an insurance broker and I did NOT spend my entire day thinking about all the details of insurance… and I just didn’t know what I didn’t know. And that’s ok! It wasn’t my job! I couldn’t expect to be an expert in insurance back then. This is why everyone needs an Independent Insurance Broker to identify what insurance coverages they have or need. Here are 3 Reasons to Ask for an Annual Insurance Review from Peter D Johnsen, Your Insurance Broker.
Read MoreThis year, we have all been “home” more than usual and we all realize how important it is to maintain our home and protect it and ourselves from damage and loss. Your home is your castle. So, it better be properly insured. Today, Peter D Johnsen is talking about - 4 Forgotten Homeowner Insurance Endorsements.
Read MoreOnce you have your health insurance, the next step is Dental and Vision Insurance. It only takes one major dental emergency to drain your savings. So, it's wise to have a plan to care for your teeth (and eyes) and protect your finances! Today, Peter D Johnsen is talking about: 3 Reasons You Need a Dental and Vision Plan
Read MoreYou have a lot of important things to protect. You want access to the best insurance products and strategies. You also are a very smart and wise person. Enter Your Insurance Broker - Peter D Johnsen
Read MoreHave you ever tried to read your health insurance summary of benefits? It can be very overwhelming and a little complicated. So, let Peter D Johnsen break it down for you and point out the most important parts that most people are concerned about.
Read MoreThis Election Season has been crazy! You’ve probably heard lots of talk about the Affordable Care Act (or Obamacare). Some people love it. Some hate it. Some want to “repeal and replace it”. Some just don’t know what it actually is...but only what their political party thinks about it. As a professional, Peter D Johnsen deals with the Affordable Care Act every day… let him break it down and give you a very practical view of what it actually does (void of any political commentary)
Read MoreThis November 1 - December 15 is the annual Open Enrollment Period for Health Insurance. So, what does that mean for you? Don’t miss it. It only happens once a year and if you’re not prepared… you have to wait another whole year! If you’re self-employed or just not offered a health plan with your job… ask Peter D Johnsen to help you get insured!
Read MoreIf you have a healthcare plan through your state’s healthcare exchange (WA Health Plan Finder or Covered CA or healthcare.gov)… this is for you! If you currently have an employer health plan but are interested in what happens if you lose that coverage… this is also for you! Peter D Johnsen will help you find the right healthcare plan for you.
Read MoreEmployer Healthcare, Original Medicare, Medicare Advantage, Medicare Supplements, Medigap, Part D Rx Plans… with so many options, it can be difficult to decide what’s best for you. However, if you’re 65 years or older, Peter D Johnsen will help you find the fantastic benefits available to you, including the option of a “Medi-Gap” or Medicare Supplement.
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