How to Insurance | 002 | How to Get Life Insurance?
Hi, I’m Peter!
Welcome to How to Insurance
helping you understand insurance, giving confidence for your future!
Question:
How to Get Life Insurance?
Today, I was driving my kids and they asked an interesting question:
“Dad, if you die well we have enough money?”
Wow, what a question. What would make them think of that! But honestly, it’s an important question to ask. What would happen to your family and their finances if you die? What about your existing debts or the things that you care about? (mortgage…)
Answer:
Everyone should have Life Insurance
Permanent Life Insurance - allows you to save lots of money, tax-deferred and gives you different options of payouts in the future. It’s more expensive, but for many people, it’s the right choice!
Term Life Insurance… offers a high dollar amount to be paid out to your family when you die. It is in effect for a certain amount of years and is available at a much more affordable fee.
Bottom Line: Everyone should have Life Insurance
It can be really scary thinking about death...but it’s important to plan for that possibility.
As a licensed, Independent Insurance Broker, I would love to help you find the right insurance!
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I want to help you understand insurance, giving confidence for your future!
Peter D Johnsen
peter@appleinsurancesolutions.com
360-818-4865