How to Insurance: Helping you understand insurance. Building confidence for your future.
“All your insurance, covered in one relationship”
Before I became an insurance broker and I did NOT spend my entire day thinking about all the details of insurance… and I just didn’t know what I didn’t know. And that’s ok! It wasn’t my job! I couldn’t expect to be an expert in insurance back then. This is why everyone needs an Independent Insurance Broker to identify what insurance coverages they have or need. Here are 3 Reasons to Ask for an Annual Insurance Review from Peter D Johnsen, Your Insurance Broker.
Read MoreYou have a lot of important things to protect. You want access to the best insurance products and strategies. You also are a very smart and wise person. Enter Your Insurance Broker - Peter D Johnsen
Read MoreStarting, building, and running your own small business is hard! You’ve spent countless hours and nights doing all you can to make it succeed and the last thing you need is an extremely difficult process to get simple business insurance. It’s your business and you need to protect it! Today, Peter D Johnsen, will help you with: Quick & Simple Small Business Insurance Quotes.
Read MoreTravel and fun recreational activities closer to home are on the rise! Since the COVID-19 pandemic, many people are looking at ways to travel and enjoy a vacation, without getting on a plane or traveling internationally. So using an RV, boat or motorcycle to get out there… is a great option! Peter D Johnsen gives you 3 Tips for RV, Boat, and Motorcycle Insurance.
Read MoreI grew up in Yakima, WA on 2 acres with a barn and swimming pool and animals… and 3 golden retriever dogs! These were the family pets that we loved and spent all day with and would do anything and pay anything to keep them healthy! Pet’s are really a part of the family. Your pet’s “are” your family. Peter D Johnsen wants to make sure you have a plan to provide for their health!
Read MoreThe goal is to stay out of a nursing home or a state-funded facility. You also don’t want your family to be burdened with caring for you and paying for all your needs. This is where “Long Term Care” Insurance comes in to play. We all hope to get much older and enjoy our last years in the comfort of our own homes, yet most people don't have plan to pay for Long Term Care. Ask Peter D Johnsen or Dale Johnsen for more information!
Read MoreOne of the most exciting calls I can get is from a client that is now pregnant or just had a baby! (and I have several clients having babies right now!) But what questions about insurance come up when having a baby? We all want to protect the things that matter most to us - especially our children that we bring into this world. Peter D Johnsen has 3 strategies to implement in your insurance portfolio when you’re expecting a baby!
Read MoreToday, Peter D Johnsen is talking about... A Brief History of Shopping for Insurance
In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you.
Then, around ten years ago, nearly every insurance company started offering their product online… but that created some problems…
Read MoreSo...Why do you need Umbrella Insurance? For a rainy day of course! Ok, so enough with the bad dad jokes. So, why do you really need an Umbrella Insurance Policy? Because sometimes when it rains, it pours… and if you get in an accident and someone is killed or a lawsuit over an injury… you need the extra financial protection…
Read MoreI hate call centers. Honestly, they are so frustrating! Sadly, in my line of work, I have to spend a lot of time on the phone with call centers… But you don’t have to!
Read MoreIf you crash into a Tesla, are you covered? What if you crash into and total a brand new luxury car? Or even just a nice new truck or SUV. So many vehicles on the road today are over $50,000 and even near $100,000 in value. Does your auto insurance “property damage” cover you? Or would the owners come after you with a lawsuit because you couldn’t cover it?
Read MoreAre you sure you have Dental & Vision Insurance?
My teeth and my eyes are a part of my health right? I mean, it totally makes sense that they are covered under my health insurance policy.
Think again…
Read MoreA few years ago, my family and I went on vacation and I thought my car would be safe, because it was locked inside my garage. Think again! When we came home, I discovered that a huge storage shelf in my garage had fallen on top of my car, denting up the entire body of the car hood. So what coverage would this fall under? Comprehensive or Collision?
Read MoreIf you’re like me, you take a little time at the beginning of the year to evaluate your life, your job, your family, your finances and your goals. This is good! But are you forgetting something? Most people will overlook this one thing. It’s so easy to forget….
Read MoreAre you a smart shopper? Every time I go shopping...my wife asks me this question: “Do you have a coupon”? Now federal tax credits for health insurance is not a coupon… but always check and see if you qualify for a federal tax credit for health insurance…
Read MoreSomethings we get overwhelmed by all the choices of where to shop! There are so many stores and places and deals… So we decide to use “one-stop shopping” places like Costco. We like to “bundle” because it works well!
This is the logic behind insurance bundling for auto and home policies…
Read MoreBefore I was an insurance broker (and really understood how insurance worked), I always looked for the cheapest car insurance! The reputation of the…
Read MoreHere is the thing… No one likes to think about insurance. It’s either boring or scary…
Read MoreLast week, I ordered something online and after hitting “confirm” it said that I would receive my order in 3-5 business days. Wait, what?? I couldn’t believe how long it would take…
Read MoreI was at a coffee shop the other day talking with one of the people I work near and he mentioned… “yeah, I just don’t have any health insurance or life insurance. I’m just hoping that I don’t get sick or die…”
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