3 Tips for RV, Boat, and Motorcycle Insurance | How to Insurance | 046
Hi, I’m Peter!
Welcome to HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
Travel and fun recreational activities closer to home are on the rise!
Since the COVID-19 pandemic, many people are looking at ways to travel and enjoy a vacation, without getting on a plane or traveling internationally.
So using an RV, boat or motorcycle to get out there… is a great option!
SafeCo Insurance says:
“RV ownership has grown to record levels in the United States — more than 10 million households own one. Retirees and young families alike love hitting the road with motorhomes or pull-behind campers. Safeco offers valuable protection like vacation liability and content coverage for trailers up to $350,000 and motorhomes up to $1 million, either monoline or with a supporting account.”
Today we are talking about:
3 Tips for RV, Boat, and Motorcycle Insurance
#1 Remember to Insure Your Toys!
Honestly, it’s easy to forget.
An RV trailer or boat or jetskis that you pull behind your truck can feel like just an extra toy you picked up at Costco. It’s easy to forget you need to insure them!
Not only do you want to protect your investment (you know how much they cost you!!) but it’s often the law to have minimum requirements of insurance.
So, stop what you’re doing now and contact your insurance broker and get a policy for these things right away.
#2 Bundle with your Auto, Home, and Umbrella Insurance
These are just standalone policies (though they can be), but they are most affordable and provide the most liability coverage with bundle them with your existing insurance.
The goal is to have all your cars and properties together with one insurance company and then covered with an extra umbrella policy. This combines your liability limits and lowers your rates.
If you cause an accident with your RV, you’ll have maximum coverage.
If someone sues you due to an incident with your boat… your umbrella policy will covers the legal fees.
Make your insurance work harder together and for you!
#3 Comprehensive and Collision Coverage
You don’t want to be just covered for liability… but what if a tree falls on your boat?
What if someone breaks into your RV? What if your motorcycle is stolen?
Just like with your car and house, you want to have insurance to cover damage and theft.
These coverages are pretty affordable and just add onto your current policies.
Next Steps:
Contact your Insurance Broker for a quote.
Decide which coverage levels you want for your “toys”.
Build confidence for your future!
At Apple Insurance Solutions,
We all want to protect what matters most to us in life,
but finding the right insurance can be confusing.
So I make it simple.
As Your Insurance Broker,
All your insurance is covered in one relationship,
saving you time and
building confidence for your future.
If this was helpful to you, please:
“Like and Share” this post
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Contact me at peter@appleinsurancesolutions.com
Also, keep in mind, that as Your Insurance Broker,
I offer insurance for auto, home, life, health, medicare, umbrella and business… when you work with me, all your insurance needs... are in one relationship.
Thank you for reading HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
PETER D JOHNSEN
Insurance Broker | Apple Insurance Solutions
360.818.4865 OR/WA 818.620.8171 CA
Auto | Home | Life | Health | Medicare | Umbrella
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