How to Insurance: Helping you understand insurance. Building confidence for your future.
“All your insurance, covered in one relationship”
Starting, building, and running your own small business is hard! You’ve spent countless hours and nights doing all you can to make it succeed and the last thing you need is an extremely difficult process to get simple business insurance. It’s your business and you need to protect it! Today, Peter D Johnsen, will help you with: Quick & Simple Small Business Insurance Quotes.
Read MoreTravel and fun recreational activities closer to home are on the rise! Since the COVID-19 pandemic, many people are looking at ways to travel and enjoy a vacation, without getting on a plane or traveling internationally. So using an RV, boat or motorcycle to get out there… is a great option! Peter D Johnsen gives you 3 Tips for RV, Boat, and Motorcycle Insurance.
Read MoreI grew up in Yakima, WA on 2 acres with a barn and swimming pool and animals… and 3 golden retriever dogs! These were the family pets that we loved and spent all day with and would do anything and pay anything to keep them healthy! Pet’s are really a part of the family. Your pet’s “are” your family. Peter D Johnsen wants to make sure you have a plan to provide for their health!
Read MoreThe goal is to stay out of a nursing home or a state-funded facility. You also don’t want your family to be burdened with caring for you and paying for all your needs. This is where “Long Term Care” Insurance comes in to play. We all hope to get much older and enjoy our last years in the comfort of our own homes, yet most people don't have plan to pay for Long Term Care. Ask Peter D Johnsen or Dale Johnsen for more information!
Read MoreOne of the most exciting calls I can get is from a client that is now pregnant or just had a baby! (and I have several clients having babies right now!) But what questions about insurance come up when having a baby? We all want to protect the things that matter most to us - especially our children that we bring into this world. Peter D Johnsen has 3 strategies to implement in your insurance portfolio when you’re expecting a baby!
Read MoreRecently, one of my clients called me and said: “my windshield got damaged and I’m not sure what to do, can you help?” This brings up the common question that everyone should understand about their auto insurance. Question: Is Windshield Repair/Replacement Covered? Peter D Johnsen has some good news…but you must take action now!
Read MoreWe have auto insurance to avoid massive financial liability. If you’re in an accident, you want your car repaired or replaced. If you’re at fault in an accident, you want insurance to cover the bodily injury or property damage that you caused. You also don’t want your insurance premiums to go up if you are in an accident or have a claim. You have insurance to save money… right? So, don’t set yourself up for failure… and not protect your financial situation before you cause an accident.
Read MoreWhy would I think about taxes in the middle of the year? (In the Summer, really!?!) If you don’t think about it… you may have to pay back hundreds or thousands of dollars in taxes next year! Peter D Johnsen has received calls from clients who have a HUGE tax bill and it could have been avoided by doing this one thing!
Read MoreIf you have a car… you need auto insurance. We also understand the importance of being covered for financial liability in case we cause an accident… and we want our car repaired if it’s damaged. But why does auto insurance seem expensive for some and low cost for others?
Read MoreMost people want a “low deductible”. They want $100 or even $250 deductible on their car insurance. Sometimes even $50. Here’s why I always recommend a HIGH deductible:
Read MoreMost people have NOT adjusted their homeowner’s insurance coverage levels to reflect the change in value. (especially if you’ve been with the same carrier for years and years)
Read MoreI hate call centers. Honestly, they are so frustrating! Sadly, in my line of work, I have to spend a lot of time on the phone with call centers… But you don’t have to!
Read MoreMy new clients ask me all the time if they are paying too much for their auto insurance. It’s honestly a fear for all of us because how things are rated is such a mystery to us!
Read MoreSpring is here (or coming) and it’s time to get on the road and explore the world! So here are 3 things to do before a road trip… regarding your Auto Insurance!
Read MoreIs Your Health Insurance Too Expensive? We are a couple of months into the new year and your health insurance for 2020… and those high insurance premiums might be starting to bother you! Is there another way, you ask? Can my health needs to covered without literally charging me an arm and a leg?!?
Read MoreIt was only a fender bender! It wasn’t “really” my fault... you’ll never believe what happened! …These are some of the things I hear from clients all the time… and I get it. It makes sense. You have car insurance in case you’re in an accident. Then the second you are in a small accident, it feels like the insurance companies use that as an excuse to jack up your rates…
Read MoreWe all have insurance so we can use it when we need it, right? So, you might be surprised to hear me give you this tip… There are times when I will highly encourage you to NOT use your auto insurance. Yes, really!
Read MoreA few years ago, my family and I went on vacation and I thought my car would be safe, because it was locked inside my garage. Think again! When we came home, I discovered that a huge storage shelf in my garage had fallen on top of my car, denting up the entire body of the car hood. So what coverage would this fall under? Comprehensive or Collision?
Read More
