Quick & Simple Business Insurance Quotes | How to Insurance | 047
Hi, I’m Peter!
Welcome to HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
Starting, building, and running your own small business is hard!
You’ve spent countless hours and nights doing all you can to make it succeed and the last thing you need is an extremely difficult process to get simple business insurance.
It’s your business and you need to protect it!
Today we are talking about:
Quick & Simple Small Business Insurance Quotes
Every business, even a sole-proprietorship, needs insurance!
Maybe your business consists of just you, working out of your home.
Maybe you have a small team that operates in different places around the city.
You work hard to build a business, so you need insurance to help protect what you’ve created!
Here are some basic areas of Business (Commercial) Insurance
#1 General Liability
Accidents happen. Damage can occur. Lawsuits can come. There are many different “risks” to you and your business.
If you have a store or inventory or clients or worksites… you need this policy.
Make sure you’re financially protected with a General Liability policy, especially if you’re in one of the common categories below:
Artisan Contractors:
Appliance Installation, Service & Repair
Carpentry
Drywall & Wall Boarding Work
General Contractor
Handyperson
Landscaping & Lawn Care
Painting
Roofing
Tree Services
Tile, Stone & Flooring
Consultants (includes PL coverage):
IT Consulting or Programming
Software Developers
Website Designers
Business Consulting
Education Consulting
Research Consulting
Strategy Consulting
Management Consulting
Human Resources Consulting
Other consulting Services
Creative & Design:
Photography & Videography
Event Planners
Graphic Designers
Interior Designers
Financial Services:
Accounting
Bookkeeping
Budget Analysts
Credit Analysts
Tax Preparation
Financial Adviser
Brokering
Health, Beauty & Fitness:
Barber/Hair Stylist
Diet/Nutrition Services
Esthetician Services
Personal Trainers
Nail Technicians
Group Fitness Instructors
Janitorial Services:
Carpet Cleaning
Janitorial Services
Window Cleaning
House Cleaning and Maid Service
Garbage Collection
Debris Removal
Pressure Washing
Retail & Hospitality:
Clothing Apparel Stores
Electronic Stores
Home Furnishing Stores
Electronic Repair Stores
Restaurants (excluding WI)
Rental Stores
#2 Professional Liability
Lawsuits can happen if people aren’t happy. Maybe it’s something you said or did - either by accident or intentionally… and your clients or vendors could sue for “damages”.
Make sure you’re financially protected with a Professional Liability policy, especially if you’re in one of the common categories below:
Architects and Engineers:
Architect
Civil Engineer
Electrical Engineer
Electronics Engineers, Except Computer
Engineer
Engineering and Technical Design
Environmental Engineer
Feng Shui
Health & Safety Engineers (Except Mining
Safety Engineers & Inspectors)
Holiday Decorating Services
Home Staging
Industrial Engineer
Interior Designer
Materials Engineer
Mechanical Engineers
Merchandise Displayers & Window
Trimmers
Process Engineer
Transportation Engineer
Urban & Regional Planners
Real Estate & Insurance
Agents:
Insurance Agent
Pet Insurance Agent
Bail Bondsmen
Health Insurance Offices
Property Manager
Real Estate Agent
Real Estate Brokers
Apartment Agents
Finance:
Stockbroker
Financial Adviser
Accountant
Bookkeepers
Tax Services
Tax Preparers
Payroll Services
Securities, Commodities, &
Financial Services Sales Agent
#3 Workers Compensation
If you have any employers or a team (other than just you), as a business owner you need to be familiar with worker compensation laws and have the right insurance.
If one of your employees gets injured on the job, are you prepared to cover the necessary expenses and bills?
Make sure you’re financially protected with a Workers Compensation policy, especially if you have 1+ employees.
#4 CommercIal Auto
Is your car, van, or truck used for business? Do you or your employees use company vehicles for work? You need to get an insurance policy for all vehicles that are used for business!
It’s not difficult, but it’s essential.
Ask us to start working on quotes for you today!
Make sure you’re financially protected with a Commercial Auto policy, especially if you have 1+ employees.
How Do You Get
Quick & Simple Small Business Insurance Quotes?
CALIFORNIA and OREGON
If you have a California or Oregon business, you can get quick and simple business insurance quotes from Thimble or even more quotes for the do-it-yourselfer at NEXT Insurance.
WASHINGTON
If you have a Washington business, then contact me and I’ll get quick and simple quotes for you from Hiscox Now.
At Apple Insurance Solutions,
We all want to protect what matters most to us in life,
but finding the right insurance can be confusing.
So I make it simple.
As Your Insurance Broker,
All your insurance is covered in one relationship,
saving you time and
building confidence for your future.
If this was helpful to you, please:
“Like and Share” this post
Follow me on social media (@appleinsurancesolutions)
Contact me at peter@appleinsurancesolutions.com
Also, keep in mind, that as Your Insurance Broker,
I offer insurance for auto, home, life, health, medicare, umbrella and business… when you work with me, all your insurance needs... are in one relationship.
Thank you for reading HOW TO INSURANCE
Helping YOU understand insurance,
building CONFIDENCE for your future!
PETER D JOHNSEN
Insurance Broker | Apple Insurance Solutions
360.818.4865 OR/WA 818.620.8171 CA
Auto | Home | Life | Health | Medicare | Umbrella
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