We all have insurance so we can use it when we need it, right? So, you might be surprised to hear me give you this tip… There are times when I will highly encourage you to NOT use your auto insurance. Yes, really!
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A few years ago, my family and I went on vacation and I thought my car would be safe, because it was locked inside my garage. Think again! When we came home, I discovered that a huge storage shelf in my garage had fallen on top of my car, denting up the entire body of the car hood. So what coverage would this fall under? Comprehensive or Collision?
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