How to Insurance: Helping you understand insurance. Building confidence for your future.
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Sometimes the best way to save on Auto Insurance is “counter-intuitive”. Sometimes the best way to get the best rates and the better coverage… Is NOT what is advertised on TV! Peter D Johnsen will explain more here (spoiler alert… TV commercials generally are not the bearers of ultimate life wisdom!)
Read MoreRecently, one of my clients called me and said: “my windshield got damaged and I’m not sure what to do, can you help?” This brings up the common question that everyone should understand about their auto insurance. Question: Is Windshield Repair/Replacement Covered? Peter D Johnsen has some good news…but you must take action now!
Read MoreWe have auto insurance to avoid massive financial liability. If you’re in an accident, you want your car repaired or replaced. If you’re at fault in an accident, you want insurance to cover the bodily injury or property damage that you caused. You also don’t want your insurance premiums to go up if you are in an accident or have a claim. You have insurance to save money… right? So, don’t set yourself up for failure… and not protect your financial situation before you cause an accident.
Read MoreIf you have a car… you need auto insurance. We also understand the importance of being covered for financial liability in case we cause an accident… and we want our car repaired if it’s damaged. But why does auto insurance seem expensive for some and low cost for others?
Read MoreMost people want a “low deductible”. They want $100 or even $250 deductible on their car insurance. Sometimes even $50. Here’s why I always recommend a HIGH deductible:
Read MoreMy new clients ask me all the time if they are paying too much for their auto insurance. It’s honestly a fear for all of us because how things are rated is such a mystery to us!
Read MoreSpring is here (or coming) and it’s time to get on the road and explore the world! So here are 3 things to do before a road trip… regarding your Auto Insurance!
Read MoreIt was only a fender bender! It wasn’t “really” my fault... you’ll never believe what happened! …These are some of the things I hear from clients all the time… and I get it. It makes sense. You have car insurance in case you’re in an accident. Then the second you are in a small accident, it feels like the insurance companies use that as an excuse to jack up your rates…
Read MoreWe all have contracts and memberships with commitments, right? This is why I love to hate my cable and internet company… the only way I can get the best rates is to commit to a 2 year contract with them. Insurance companies work a little different and you need to understand this…
Read MoreWe all have insurance so we can use it when we need it, right? So, you might be surprised to hear me give you this tip… There are times when I will highly encourage you to NOT use your auto insurance. Yes, really!
Read MoreA few years ago, my family and I went on vacation and I thought my car would be safe, because it was locked inside my garage. Think again! When we came home, I discovered that a huge storage shelf in my garage had fallen on top of my car, denting up the entire body of the car hood. So what coverage would this fall under? Comprehensive or Collision?
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