How to Insurance: Helping you understand insurance. Building confidence for your future.
“All your insurance, covered in one relationship”
If you’re like me, you take a little time at the beginning of the year to evaluate your life, your job, your family, your finances and your goals. This is good! But are you forgetting something? Most people will overlook this one thing. It’s so easy to forget….
Read MoreIf you’ve ever watched the Olympics, you know that the winners of the competition will receive a gold, silver or bronze metal based on what place they finished in. It would be easy to get confused and think that if you have a bronze plan, that you won’t get as good of medical benefits...but that’s a misunderstanding. Let me explain…
Read MoreSo, if you have a medical procedure that costs $100,000… I hope you have $20,000 in the bank to pay the rest of the bill. (and this is not an exaggeration, but a harsh reality) This is why everyone should enroll in either a Medicare Supplement or Medicare Advantage plan…
Read MoreAre you a smart shopper? Every time I go shopping...my wife asks me this question: “Do you have a coupon”? Now federal tax credits for health insurance is not a coupon… but always check and see if you qualify for a federal tax credit for health insurance…
Read MoreDo You Remember MapQuest? Printing directions? That’s so outdated! Well so is figuring out how to enroll in a new health plan! Asking an Insurance Broker is the new and free way to enroll in a new healthcare plan! But why...
Read MoreSomethings we get overwhelmed by all the choices of where to shop! There are so many stores and places and deals… So we decide to use “one-stop shopping” places like Costco. We like to “bundle” because it works well!
This is the logic behind insurance bundling for auto and home policies…
Read MoreMy wife and I were all excited about our new healthcare plan! It had a low premium and came from my employer. We thought we were going to be happy with it! And then we noticed that it didn’t include…
Read MoreWhen you turn 65yrs old and become Medicare eligible a big change could happen to your health care plan. If you don’t choose the correct plan that accommodates your preferences and the financial liability you’re comfortable with, Medicare can change things dramatically!
Read MoreMedicare health plans are available to most everyone 65yrs and older, who have paid into the Medicare system for at least 10 years. It’s very important that you enroll when you are first eligible...or you will face financial penalties for enrolling in later years…
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