How to Insurance: Helping you understand insurance. Building confidence for your future.
“All your insurance, covered in one relationship”
Every October and November you start seeing one million TV commercials about Medicare and getting more junk mail than can fit in your recycling can! So how do you make sense of all this? Peter D Johnse explains how medicare open enrollment affects you!
Read MoreYou pay into it your entire life and finally get to cash in on those benefits when you’re “Medicare Eligible” when you turn 65. So, if you’re 64 now and about to turn 65 years old… it’s time to learn the basics and be prepared to apply and enroll as soon as you can. Peter D Johnse let’s you know “What Every 64 Year Old Needs to Know About Medicare”.
Read MoreStarting, building, and running your own small business is hard! You’ve spent countless hours and nights doing all you can to make it succeed and the last thing you need is an extremely difficult process to get simple business insurance. It’s your business and you need to protect it! Today, Peter D Johnsen, will help you with: Quick & Simple Small Business Insurance Quotes.
Read MoreTravel and fun recreational activities closer to home are on the rise! Since the COVID-19 pandemic, many people are looking at ways to travel and enjoy a vacation, without getting on a plane or traveling internationally. So using an RV, boat or motorcycle to get out there… is a great option! Peter D Johnsen gives you 3 Tips for RV, Boat, and Motorcycle Insurance.
Read MoreI grew up in Yakima, WA on 2 acres with a barn and swimming pool and animals… and 3 golden retriever dogs! These were the family pets that we loved and spent all day with and would do anything and pay anything to keep them healthy! Pet’s are really a part of the family. Your pet’s “are” your family. Peter D Johnsen wants to make sure you have a plan to provide for their health!
Read MoreThe goal is to stay out of a nursing home or a state-funded facility. You also don’t want your family to be burdened with caring for you and paying for all your needs. This is where “Long Term Care” Insurance comes in to play. We all hope to get much older and enjoy our last years in the comfort of our own homes, yet most people don't have plan to pay for Long Term Care. Ask Peter D Johnsen or Dale Johnsen for more information!
Read MoreOne of the most exciting calls I can get is from a client that is now pregnant or just had a baby! (and I have several clients having babies right now!) But what questions about insurance come up when having a baby? We all want to protect the things that matter most to us - especially our children that we bring into this world. Peter D Johnsen has 3 strategies to implement in your insurance portfolio when you’re expecting a baby!
Read MoreRecently, one of my clients called me and said: “my windshield got damaged and I’m not sure what to do, can you help?” This brings up the common question that everyone should understand about their auto insurance. Question: Is Windshield Repair/Replacement Covered? Peter D Johnsen has some good news…but you must take action now!
Read MoreToday, Peter D Johnsen is talking about... A Brief History of Shopping for Insurance
In the past, you were pretty much stuck accepting whatever type of insurance your agent could find for you.
Then, around ten years ago, nearly every insurance company started offering their product online… but that created some problems…
Read MoreWe have auto insurance to avoid massive financial liability. If you’re in an accident, you want your car repaired or replaced. If you’re at fault in an accident, you want insurance to cover the bodily injury or property damage that you caused. You also don’t want your insurance premiums to go up if you are in an accident or have a claim. You have insurance to save money… right? So, don’t set yourself up for failure… and not protect your financial situation before you cause an accident.
Read MoreWhy would I think about taxes in the middle of the year? (In the Summer, really!?!) If you don’t think about it… you may have to pay back hundreds or thousands of dollars in taxes next year! Peter D Johnsen has received calls from clients who have a HUGE tax bill and it could have been avoided by doing this one thing!
Read MoreOur lives are so busy. We have so many details to keep track of! How do you stay organized? Insurance… is not a top priority for most people. (and I understand that!) Remembering your effective dates, premium rates, coverage limits and benefits is hard to keep track of! So what is the Easiest Way to Check on Your Insurance?
Read MoreIf someone is injured on your property and needs medical attention… only $1000 on your homeowner’s insurance is way too little! Medical bills are expensive. Going to the Emergency Room, getting surgery, getting prescription drugs and following up with physical therapy is not a little expense. It’s far more than $1,000.
Read MoreIf you have a car… you need auto insurance. We also understand the importance of being covered for financial liability in case we cause an accident… and we want our car repaired if it’s damaged. But why does auto insurance seem expensive for some and low cost for others?
Read MoreI always recommend my clients to have access to roadside assistance.
You want to be able to call a professional to help you if you:
Run out of gas
Get a flat tire
Need to jump your battery
Lock your keys in your car
However, I’ve noticed that some people are paying way too much for the same access to roadside assistance…
Read MoreI was on the phone with a client and she said: “I don’t think I’m healthy enough to qualify for health insurance”? I totally understand the concern… but quickly gave the good news! Yes, you qualify for health insurance! Everyone qualifies for health insurance! Read more hear about the Affordable Care Act (or Obama Care)…
Read MoreBefore I was married, I never even thought about a Life Insurance Policy. Before I became a father, I never even got a Life Insurance Policy. However, the longer I waited...the more expensive it became! So, when is the best time to get a Life Insurance Policy?
Read MoreIf you’re renting an apartment or a home, one of the nice things is freedom! You’re not locked down. You can move whenever you want… but here are the reasons why you still want to get Renter’s Insurance.
Read MoreSo...Why do you need Umbrella Insurance? For a rainy day of course! Ok, so enough with the bad dad jokes. So, why do you really need an Umbrella Insurance Policy? Because sometimes when it rains, it pours… and if you get in an accident and someone is killed or a lawsuit over an injury… you need the extra financial protection…
Read MoreThanks to changes in regulation and our healthy low-carb, home workout options, life insurance rates are at their lowest in 20 years. It’s a great time to take advantage of this — and since rates only increase as you age, there’s literally no better time than right now to lock in your rates. Peter D Johnsen can help you today!
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