Most people want a “low deductible”. They want $100 or even $250 deductible on their car insurance. Sometimes even $50. Here’s why I always recommend a HIGH deductible:
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Who has ever heard about cashback from insurance?!? That’s insane. In fact, I didn’t even know about this program until it happened to me personally! However, I found one and everybody loves it!
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You’ve probably noticed that insurance quotes can require a lot of information… But for Life Insurance… we just need your AGE to get started and get quotes! Click on the link here…
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Most people have NOT adjusted their homeowner’s insurance coverage levels to reflect the change in value. (especially if you’ve been with the same carrier for years and years)
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As a husband and father of three, I know how important it is to protect the things that matter most to you. It all starts with the health and well being of your family and then extends to the financial assets you own, like your cars and house…
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I hate call centers. Honestly, they are so frustrating! Sadly, in my line of work, I have to spend a lot of time on the phone with call centers… But you don’t have to!
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My new clients ask me all the time if they are paying too much for their auto insurance. It’s honestly a fear for all of us because how things are rated is such a mystery to us!
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Spring is here (or coming) and it’s time to get on the road and explore the world! So here are 3 things to do before a road trip… regarding your Auto Insurance!
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Is Your Health Insurance Too Expensive? We are a couple of months into the new year and your health insurance for 2020… and those high insurance premiums might be starting to bother you! Is there another way, you ask? Can my health needs to covered without literally charging me an arm and a leg?!?
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Does my Homeowners insurance cover ANY and EVERY damage to my house? For example, If my house is flooded and has water damage, am I covered? If it rains and rains and the river or creek or just a big puddle floods your house…. Are you covered?
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It was only a fender bender! It wasn’t “really” my fault... you’ll never believe what happened! …These are some of the things I hear from clients all the time… and I get it. It makes sense. You have car insurance in case you’re in an accident. Then the second you are in a small accident, it feels like the insurance companies use that as an excuse to jack up your rates…
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If you crash into a Tesla, are you covered? What if you crash into and total a brand new luxury car? Or even just a nice new truck or SUV. So many vehicles on the road today are over $50,000 and even near $100,000 in value. Does your auto insurance “property damage” cover you? Or would the owners come after you with a lawsuit because you couldn’t cover it?
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Are you sure you have Dental & Vision Insurance?
My teeth and my eyes are a part of my health right? I mean, it totally makes sense that they are covered under my health insurance policy.
Think again…
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We all have contracts and memberships with commitments, right? This is why I love to hate my cable and internet company… the only way I can get the best rates is to commit to a 2 year contract with them. Insurance companies work a little different and you need to understand this…
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We all have insurance so we can use it when we need it, right? So, you might be surprised to hear me give you this tip… There are times when I will highly encourage you to NOT use your auto insurance. Yes, really!
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A few years ago, my family and I went on vacation and I thought my car would be safe, because it was locked inside my garage. Think again! When we came home, I discovered that a huge storage shelf in my garage had fallen on top of my car, denting up the entire body of the car hood. So what coverage would this fall under? Comprehensive or Collision?
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If you’re like me, you take a little time at the beginning of the year to evaluate your life, your job, your family, your finances and your goals. This is good! But are you forgetting something? Most people will overlook this one thing. It’s so easy to forget….
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If you’ve ever watched the Olympics, you know that the winners of the competition will receive a gold, silver or bronze metal based on what place they finished in. It would be easy to get confused and think that if you have a bronze plan, that you won’t get as good of medical benefits...but that’s a misunderstanding. Let me explain…
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So, if you have a medical procedure that costs $100,000… I hope you have $20,000 in the bank to pay the rest of the bill. (and this is not an exaggeration, but a harsh reality) This is why everyone should enroll in either a Medicare Supplement or Medicare Advantage plan…
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Are you a smart shopper? Every time I go shopping...my wife asks me this question: “Do you have a coupon”? Now federal tax credits for health insurance is not a coupon… but always check and see if you qualify for a federal tax credit for health insurance…
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